Dental

Dental coverage helps you maintain a healthy smile with preventive care, basic services, and major procedures. You can visit any licensed dentist, but you’ll save the most when you use an in-network provider who has agreed to discounted rates. Out-of-network dentists may charge more than the plan’s allowed amount, and you may be responsible for the difference. Most plans cover preventive services—such as exams, cleanings, and X-rays—at 100% when you stay in-network, making regular checkups an easy way to protect your oral health and avoid costly issues.

MetLife Dental

Benefit Highlights
In-Network

Deductible (Individual/Family)
$40/$120

Annual Plan Maximum
$2,500 per individual

Preventive Care
No charge, deductible waived

Basic Services
20% after deductible

Major Procedures
50% after deductible

Orthodontia (Adults and Children)
50%, deductible waived

Orthodontia Lifetime Maximum
$2,500 per individual

Out-of-Network

Deductible (Individual/Family)
$50/$150

Annual Plan Maximum
$2,500 per individual

Preventive Care
No charge, deductible waived

Basic Services
20% after deductible

Major Procedures
50% after deductible

Orthodontia (Adults and Children)
50%, deductible waived

Orthodontia Lifetime Maximum
$2,500 per individual

Monthly Plan Cost
Your Earnings Employee Only Employee and Spouse Employee and Child(ren) Employee and Family
Up to $129,999 $8.92 $18.14 $22.42 $33.78
$130,000–$174,999 $8.92 $18.14 $22.42 $33.78
$175,000–$234,999 $8.92 $18.14 $22.42 $33.78
$235,000–$324,999 $8.92 $18.14 $22.42 $33.78
$325,000+ $8.92 $18.14 $22.42 $33.78
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